Your Most Trusted Partner in Home Purchase Loans & Refinance Loans

NMLS # 1912387

Open Hours: Mon. - Fri., 9:00 a.m. - 6:00 p.m.
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Trusted Mortgage Broker in East Lake Orient Park – Personalized Loans & Low Rates

FHA, VA, USDA, and Refinance Options with Fast Approvals

Unlock the door to your dream home in East Lake-Orient Park with Ebenezer Mortgage Solutions! Whether you’re buying, refinancing, or exploring FHA, VA, or USDA loans, we offer low interest rates and fast approvals to get you the best deal—quickly and easily. Let our licensed mortgage brokers guide you through a seamless process, saving you time and money.

Why Homebuyers Across Florida Trust Ebenezer Mortgage Solutions

At Ebenezer Mortgage Solutions, we’ve earned the trust of homebuyers throughout Florida by delivering exceptional customer service and personalized loan solutions.

Local Expertise

Our deep understanding of the East Lake-Orient Park housing market ensures you get the best options for your needs, whether it’s for a family home, apartment, or investment property.

Personalized Solutions

We customize loan programs to match your financial situation, including options for down payments and credit improvement.

Fast Loan Approvals

Say goodbye to long waiting times! Our efficient underwriting process ensures you can move forward confidently.

Explore Our Loan Programs for Every Homebuyer

Ebenezer Mortgage Solutions offers a wide range of loan programs designed to meet the unique needs of every homebuyer. Whether you're a first-time buyer or refinancing your home, we’ve got the perfect option for you.

Perfect for borrowers with a strong credit history, a conventional loan offers competitive interest rates, flexible terms, and the chance to avoid private mortgage insurance (PMI) with a larger down payment.

Backed by the Federal Housing Administration (FHA), these loans are ideal for buyers with a lower credit score or limited savings. With down payments as low as 3.5%, FHA loans open the door to home equity building.

For eligible veterans, active-duty service members, and surviving spouses, VA loans from the United States Department of Veterans Affairs offer benefits like zero down payment, no PMI, and low interest rates.

Available through the United States Department of Agriculture, these loans provide affordable options for rural and suburban buyers, with no down payment required.

Having trouble saving for a down payment? We can connect you with state, local, and federal programs that provide grants or low-interest loans, helping you overcome this hurdle and achieve your dream of homeownership.

Access your home equity, lower your monthly payment, or consolidate debt with our refinancing solutions. We work with major institutions like Fannie Mae and Freddie Mac to offer flexible terms.

Our 4-Step Process – From Consultation to Closing

Free Consultation

Speak with a mortgage expert to discuss your needs.

Free Consultation

Find the Right Loan

We recommend the best loan products based on your financial situation.

financial situation

Submit Your Application

Fast and secure submission with minimal paperwork.

minimal paperwork

Loan Approval & Funding

Get your loan funded quickly and move forward with confidence.

Loan Approval

Tools and Resources to Guide Your Mortgage Journey

Ebenezer Customer Login

Manage your loan documents and applications online.

Mortgage Calculator

Easily estimate your monthly payments and assess your affordability. Use our mortgage calculator to plan your budget and make informed financial decisions for your home purchase.

Loan Process Overview

Navigate the mortgage process with confidence by learning how our streamlined mortgage process works.

First-Time Homebuyer Guide

Essential tips and steps to help you get started

Proudly Serving Homebuyers Across Florida

Ebenezer Mortgage Solutions proudly serves homebuyers and homeowners throughout Florida, offering personalized mortgage solutions statewide—from the Panhandle to the Keys. Including but not limited to:

See What Our Happy Clients Say About Us

At Ebenezer Mortgage Solutions, we’re proud to have helped countless homebuyers achieve their dreams. But don’t just take our word for it—hear from the satisfied clients who have experienced our exceptional service and expertise firsthand.
“They are professionals who explained the process and got back to me in a timely manner. Highly recommended!”

Michael Smith

“They work like ants with giant results. They are always looking out for everything to come out quickly and smoothly. They are very attentive and always willing to clear up any doubts, making this process feel less for us the clients. We thank everyone, especially Grisey for all the encouragement and help he has given us. Thank you very much.”

Ponce-Garcia Family

Take the Next Step Toward Your Dream Home Today

From Seminole Heights to Del Rio, Ebenezer Mortgage Solutions is your trusted broker for all your mortgage and real estate needs. Explore vibrant communities near the Florida State Fairgrounds, Hard Rock Casino, and Live Oaks Square—we’ve got you covered!

Apply Now!

Contact Ebenezer Mortgage Solution

Ready to take the next step toward homeownership or refinancing? Contact Ebenezer Mortgage Solutions, your trusted mortgage broker in East Lake-Orient Park, FL, for personalized solutions.

Visit our blog for the latest updates on Florida mortgage news and expert tips: Florida Mortgage News Blog.

FAQs for Mortgage Broker East Lake-Orient Park, FL

What Does a Mortgage Broker Do?

A mortgage broker simplifies the home loan process by connecting you with a variety of lenders to find the best mortgage options tailored to your needs. They assess your financial situation, shop around for competitive rates and terms, handle the paperwork, and maintain clear communication throughout every step. Brokers also connect you with trusted real estate agents, ensuring a seamless home-buying experience. Their expertise and access to multiple lenders help secure the right loan for your financial goals, offering flexibility and personalized solutions.

What are typical mortgage broker fees?

Brokers charge an origination fee, typically 0.5% to 2% of the loan amount. Always request a Good Faith Estimate (GFE) to understand all fees upfront.

How do brokers differ from banks or credit unions?

Mortgage brokers provide personalized guidance, shopping around for competitive rates and terms, and can often secure better deals. In contrast, banks, credit unions, and other financial institutions may have limited options and less flexibility, making brokers a valuable resource for a broader range of choices.

How can I qualify for a VA loan in East Lake-Orient Park?

To qualify for a VA loan in East Lake-Orient Park, you must meet these requirements:

  • Military Service: Be an active-duty service member, veteran, or qualifying spouse.
  • Certificate of Eligibility (COE): Obtain this from the VA to prove your eligibility.
  • Credit and Income: Flexible credit and income requirements, with no strict score minimums.
  • Primary Residence: The property must be your primary home and meet VA safety standards.
  • No Down Payment: Take advantage of zero down payment and competitive rates.

A mortgage broker can help you navigate these requirements and secure the best deal.

When should I refinance?

You should refinance when it helps you save money or achieve your financial goals. Refinancing is a great option if interest rates have dropped, allowing you to lower monthly payments or shorten your loan term. It’s also ideal for accessing home equity for improvements or consolidating high-interest debt.

What affects mortgage approval?

Lenders assess credit score, income, debt-to-income ratio, and employment history. Brokers ensure your documentation is complete to streamline the underwriting process

How do mortgage brokers help prevent fraud?

Mortgage brokers help prevent fraud by ensuring all transactions are transparent, following strict regulatory guidelines, and working with reputable lenders. They verify borrower information, including income, credit, and employment, to ensure accuracy and prevent misrepresentation.

Can I use home equity for a second mortgage or debt consolidation?

Yes, brokers can help you access home equity loans or second mortgages to consolidate credit card debt into a lower-interest payment plan.

What are jumbo mortgages?

Jumbo loans exceed limits set by Fannie Mae and Freddie Mac. Brokers can help you find lenders specializing in these high-value loans for luxury properties in areas like South East Lake-Orient Park.

How do I verify a mortgage broker’s license in Florida?

Research and verify a mortgage broker's license in Florida by visiting the NMLS Consumer Access website at nmlsconsumeraccess.org and search by name or NMLS number to confirm their licensing status. Additionally, the Consumer Financial Protection Bureau (CFPB) offers resources to help protect consumers and ensure brokers comply with regulations.

Top Neighborhoods in East Lake-Orient Park, FL

East Lake Park

Known for affordable homes and proximity to recreational spots, this area offers a peaceful residential vibe with easy access to parks and green spaces.

Orient Park

A mix of affordability and convenience, Orient Park provides residents with quick access to major highways and public transportation, making it a desirable spot for commuters.

Del Rio

Located near the Hillsborough River, this neighborhood offers a balance of nature and city life, with nearby parks and easy access to the Tampa metro area.

Temple Crest

Just north of East Lake-Orient Park, Temple Crest offers mid-range housing with nearby schools, parks, and recreational activities.

Live Oaks Square

A developing neighborhood with a mix of residential and commercial areas, ideal for those looking for a community with growth potential.
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