Your Most Trusted Partner in Home Purchase Loans & Refinance Loans
Open Hours: Mon. - Fri., 9:00 a.m. - 6:00 p.m.

Florida Mortgage Broker

LET US TURN YOUR DREAM HOME INTO A REALITY

Multiply your loan options
Find the best mortgage deals in town
Get your home loan with less effort
Enjoy fast closing times
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PROVIDING YOU WITH THE LEADING HOME LOAN PACKAGES

Ebenezer Mortgage Solutions works with the most popular and qualified lenders to provide you with the best home loan packages.

Conventional Loan

No PMI required with a 20% down payment.
Can be used for a wide range of property types.
Higher loan limits than some government-backed programs.
Flexible loan terms with adjustable-rate and fixed-rate options.
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VA Loan

100% financing available with full VA entitlement.
No private mortgage insurance required (PMI).
No prepayment penalty.
Guaranteed by the government.
Lenders have limitations.
Loans are assumable.
Learn more

FHA Loan

Low minimum credit score of 500.
Government-insured Loan program.
Flexible qualification for first-time homebuyers.
3.5% down payment with a credit score of 580+.
Closing costs could be paid by the seller, home builder, or lender.
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USDA Loan

0% down, or lower down payment than other loan products.
Low private mortgage insurance (PMI).
Easier qualifying for those with lower credit scores.
Can finance 100% of the home's purchase price.
Learn more

ARE YOU CONSIDERING HOME LOAN REFINANCING?

At Ebenezer Mortgage Solutions, we are ready to evaluate your current mortgage situation and help you decide on your best available options.
Decrease your total interest
With shorter loan terms, your overall interest rates would reduce and you would end up paying less.
Lower your mortgage payment
Get a new, lower interest rate, and you will save money each month.
From adjustable to fixed rate
A fixed-rate mortgage will protect your loan from unexpected cost increases in the future.
Draw cash from your equity
A cash-out refinance would allow you to get money from a property already owned.
Avoid a balloon payment
You can avoid the large sum payment by refinancing to a new fixed-rate mortgage.
Stop paying for PMI
As the balance on your home decreases and the value increases, you may be able to cancel the PMI by refinancing.
Learn how REFINANCING works

what is a mortgage broker?

Profession

Mortgage brokers are licensed, financial professionals. They gather your mortgage-related documentation, pull your credit records, verify your income, and apply for mortgage loans.

Goal

A mortgage broker is a mediator between you and potential lenders. A broker's main goal is to represent you in front of several banks and lender entities and to find mortgage deals with competitive interest rates that best fit your needs.

Connections

Mortgage brokers have a very large network of lenders they work with, which can make your mortgage process much easier.

Once you accept the terms on a mortgage loan from a lender of your choosing, your mortgage broker will be working with the bank's underwriting department, the closing agent, and your real estate agent. This is to make sure that the transaction progresses smoothly until the closing day.

A word from our CEO

When purchasing a new home, it is important to choose the right people and the right company to help you expedite the transaction. Ebenezer Mortgage Solutions is a full-service mortgage broker, offering you Conventional, FHA, VA, and USDA loans.

As the CEO of Ebenezer Mortgage Solutions, I have been in the mortgage business for many years. I have helped people buy homes, first as a loan originator, then as a processor, later as an underwriter, and finally now as a company owner. With my experience and knowledge, I can help ensure that your loan transaction goes smoothly.
Yuleisy Gonzalez Alvarez

Yuleisy Gonzalez Alvarez

​CEO / Mortgage Loan Originator
NMLS # 1507766
Learn more about us

why choose ebenezer as your mortgage broker? 

Competitive rates

Mortgage rates obtained through lenders like banks tend to be high. That is why we meet with different lenders to negotiate and select the most competitive mortgage rates for you.

Fast closing times

You can save time by employing us. Ebenezer Mortgage Solutions works as a team to make sure all the details around your mortgage are solved within the time frame you need.

Professional Team

We do everything for you. We apply for loans, negotiate terms, fill out documents, manage back-and-forth communication, decipher the legal terms, and handle all the details to ensure the transaction stays on track.
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HOME BUYER RESOURCES

This is a list of important resources for you to buy your home the smart way:
Home Loan | learning how to buy a house

Learning how to buy a house

Buying a house is not easy. If you want to know how to buy a house the right way, you've come to the right place!

It's easy to buy a house beyond your budget. However, that mistake can affect your ability to build wealth in the long run. By understanding the steps of the home-buying process, you'll be able to make smarter decisions about your home purchase.
Learn more
Mortgage calculator
A tool that lets you estimate your monthly house mortgage payment. This includes the principal and interest, taxes, insurance, and private mortgage insurance.
Estimate your mortgage
Loan process
Understand how we get your mortgage. This covers the information you need to provide, the documents we work with, and all the steps we take to make you a homeowner at the end.
Learn more
FIRST-TIME HOME BUYER
Buying a home can be challenging for a first-time home buyer. But there are some special treats you can enjoy and take advantage of when entering the real estate world.
Learn more
Customer login
A portal created for those who hire our mortgage broker services. Login to check out your documentation, current loan process stage, and your mortgage status.
Access login

our latest videos

See our youtube channel

ARE YOU LOOKING FORWARD TO BUYING A HOME?

Getting frustrated because you don't know where to start?

Is it hard to keep up with so much mortgage information?

LET OUR MORTGAGE BROKERS DO THE HARD WORK FOR YOU

AND TURN YOUR DREAM HOME INTO A REALITY

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Latest Florida mortgage news

Stay up-to-date on what is happening in the real estate world and the latest home loan news in Florida.
October 12, 2021
Down Payment vs. Closing Costs

If you're thinking of buying a house, you've probably heard of the terms "down payment" and "closing costs."

Read More
October 5, 2021
4 Important Questions to Ask Yourself Before Buying Your First Home

Buying your first home is a major step in your life. You may have been dreaming about this moment for many years...

Read More
September 22, 2021
6 Questions to Ask Your Mortgage Broker

There are many reasons why you would want to work with a mortgage broker. First, a mortgage broker can process...

Read More

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