Your Most Trusted Partner in Home Purchase Loans & Refinance Loans

NMLS # 1912387

Open Hours: Mon. - Fri., 9:00 a.m. - 6:00 p.m.
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Mortgage Broker St. Petersburg, FL: Ebenezer Mortgage Solutions

Welcome to Ebenezer Mortgage Solutions, your trusted partner in making homeownership a reality in the beautiful city of St. Petersburg, FL. As the premier mortgage broker in the area, we pride ourselves on providing expert mortgage solutions designed to make your journey to homeownership as smooth and stress-free as possible.

Making Homeownership a Reality in St Petersburg

Navigating the housing market can feel like embarking on an adventure, but with Ebenezer Mortgage Solutions by your side, you can be confident in taking the first step toward your dream home. As the leading mortgage broker in St. Petersburg, we pride ourselves on our efficient processes, attractive mortgage rates, and unparalleled insights into the local market.

With our team of experienced professionals, we'll guide you through every step of the home-buying journey, from application to closing. Our commitment to excellence means you can trust us to find the perfect mortgage solution tailored to your needs and financial goals.

Begin Your Home Buying Adventure

Don't let uncertainty hold you back from achieving your homeownership dreams. Take charge of your future today and APPLY NOW with Ebenezer Mortgage Solutions. Let's turn your dream home into a reality together.

Comprehensive Loan Programs in St Petersburg

At Ebenezer Mortgage Solutions, we understand that every buyer is different, which is why we offer a diverse range of loan programs to meet your specific needs.

FHA Loans

Ideal for first-time homebuyers and those with less-than-perfect credit, an FHA loan provides a flexible financing option with a low down payment and competitive interest rate. This program is designed to make homeownership more accessible to a wider range of buyers, including those who may not qualify for a conventional mortgage loan.

VA Loans

If you're a military veteran or currently serving in the armed forces, VA loans offer exclusive benefits such as zero down payment options, lower interest rates, and no private mortgage insurance (PMI). VA home loans are our way of honoring your service by providing you with affordable and accessible homeownership solutions.

USDA Loans

Residents in eligible rural and suburban areas may qualify for USDA loans, which offer 100% financing and affordable rates. These loans are designed to support individuals and families in rural communities, making it easier for them to purchase homes without the burden of a large down payment.

Conventional Loans

With competitive rates and flexible terms, conventional loans are a popular choice for buyers with strong credit and stable income. Whether you're a seasoned homeowner or a first-time buyer, a conventional home loan provides a straightforward financing option for purchasing a wide range of properties.

Jumbo Loans

If you're in the market for a high-value property that exceeds the conventional loan limits, our jumbo loans offer financing options tailored to your needs. With generous loan amounts and competitive rates, jumbo loans make it possible to purchase luxury homes and properties in St. Petersburg with confidence.

Non-Conforming Loans

Sometimes, traditional loan programs may not fit your unique situation. That's where our non-conforming loans come in. These alternative financing solutions cater to buyers with special circumstances, ensuring that everyone has the opportunity to achieve their homeownership goals.

Your Path to Homeownership With Ebenezer

Embark on your path to homeownership with Ebenezer Mortgage Solutions, where we've crafted a customer-focused mortgage process designed for clarity, ease, and, ultimately, the joy of closing on your dream home. Here's a glimpse into each step of our seamless journey:

1. Loan Application

Begin by completing our simple and secure online loan application process. This initial step sets the foundation for your homeownership journey, allowing us to gather essential information to kickstart the process.

Personal information.

2. Loan Consultation / Prequalification

Once we receive your application, one of our experienced mortgage brokers will reach out to you for a personalized consultation. During this conversation, we'll discuss your financial goals, review your application details, and guide the best loan options available to you. Through prequalification, we'll determine the loan amount you may qualify for, empowering you with valuable insights as you move forward.

Pre-qualification letter.

3. Home Shopping

With your prequalification in hand, you're ready to embark on the exciting journey of home shopping! Armed with confidence and clarity, explore properties within your budget and preferences, knowing that you're well-equipped to make informed decisions.

Sales contract.

4. Loan Processing

Once you've found the perfect home, it's time for our expert team to spring into action. Our dedicated processors will meticulously review your application and gather all necessary documentation to ensure a smooth and efficient process.


5. Appraisal

To assess the fair market value of your chosen property, we'll arrange for a professional appraisal. This crucial step helps safeguard your investment by ensuring that the property's value aligns with the agreed-upon purchase price.

Appraisal evaluation.

6. Underwriting

With all documentation in hand, your file will undergo a thorough underwriting review. Our seasoned underwriters will carefully assess your financial profile, employment history, creditworthiness, and property details to determine your loan eligibility.

Clear to Close

7. Closing

Congratulations – you've reached the final step on your journey to homeownership! At the closing table, you'll sign the necessary paperwork, officially sealing the deal and taking ownership of your new home. Our team will be there to guide you through the process, ensuring a seamless and celebratory experience.

Closing Disclosure,

Choosing Ebenezer in St Petersburg The Smart Move

When it comes to securing a mortgage in St. Petersburg, Florida, partnering with the right mortgage broker can make all the difference. At Ebenezer, we pride ourselves on being the smart choice for your mortgage needs. Here's why working with us is the best decision you can make:

Tailored Services

We understand that every client is unique in their financial situation and preferences. That's why we offer personalized services designed to meet your requirements. Whether you're a first-time homebuyer or a seasoned investor, we'll work closely with you to craft a mortgage solution that fits your circumstances perfectly.

Extensive Mortgage Lender Network

Unlike a bank or financial institution loan officer, mortgage broker like us work have access to multiple lenders and their mortgage products. This extensive network of mortgage lenders, allows us to find the perfect mortgage options that suit you and your financial needs.

Local Knowledge

As a locally owned and operated mortgage broker, we have in-depth knowledge of the St. Petersburg real estate market. We understand the neighborhoods, property values, and local trends, allowing us to provide valuable insights and guidance to our clients.

Save Time and Effort

Navigating the mortgage application process can be time-consuming and overwhelming, especially if you're doing it alone. By working with a mortgage broker, you can save yourself time and effort. We'll handle all the paperwork for multiple applications, negotiations, and logistics on your behalf, streamlining the process and making it as stress-free as possible for you.

Commitment to Client Satisfaction

Over the years, we have built strong relationships with a vast network of mortgage lenders. This extensive network gives us access to a wide range of loan products and competitive rates, ensuring that you have plenty of options to choose from. We'll leverage our connections to find the best possible terms for your mortgage.

Connect With Your St Petersburg Mortgage Experts

Ready to begin your journey to homeownership in St. Petersburg? Connect with Ebenezer Mortgage Solutions today:

  • Call us at (813) 284 - 4027 to speak with an experienced mortgage broker.
  • Email us at for personalized guidance and assistance with your mortgage needs.
  • Fill out our online contact form to request a consultation and schedule a time to connect.
  • Follow us on our social media platforms for updates, tips, and community events.

No matter how you reach out, rest assured that our team is committed to providing you with a tailored mortgage experience to help you achieve your goals. We can't wait to help you make your homeownership dreams a reality in St. Petersburg!

Hear from Our Happy Homeowners

Discover why our clients are raving about their experiences with Ebenezer Mortgage Solutions. Here are some testimonials from our happy homeowners:
“They are professionals who explained the process and got back to me in a timely manner. Highly recommended!”

Michael Smith

“They work like ants with giant results. They are always looking out for everything to come out quickly and smoothly. They are very attentive and always willing to clear up any doubts, making this process feel less for us the clients. We thank everyone, especially Grisey for all the encouragement and help he has given us. Thank you very much.”

Ponce-Garcia Family

Best Neighborhoods in St Petersburg

St. Petersburg, Florida, is renowned for its vibrant culture, stunning waterfront views, and diverse communities. If you're considering a move to this beautiful city, exploring its best neighborhoods is a great place to start. Here are some of the top neighborhoods in St. Petersburg:

Old Northeast

A coveted area with historic homes, lush streets, and downtown proximity. It offers waterfront parks, boutiques, and restaurants.

Snell Isle

Upscale with luxury waterfront homes and Tampa Bay views. It features lush landscapes, canals, and a golf course for refined living.


Eclectic and artsy, Kenwood hosts artists and creative types, distinguished by its bungalows, murals, and unique shops.

Downtown St. Petersburg

The epitome of urban living with a mix of lofts, condos, and apartments amidst cultural and entertainment spots.

Historic Uptown

Diverse and vibrant, near downtown, it’s marked by historic homes, shaded streets, and access to eateries and cultural sites.

Crescent Lake

Peaceful and community-oriented, this area surrounds a lake, perfect for outdoor activities within Crescent Lake Park.

Shore Acres

Family-friendly with waterfront views and amenities. It’s known for its parks, facilities, and schools, offering a safe, community feel.

Things To Do in St Petersburg

St. Petersburg, Florida, offers a wealth of activities and attractions to suit every interest and age group. Whether you're a nature lover, art enthusiast, foodie, or history buff, there's something for everyone to enjoy in this vibrant city. Here are some top things to do in St. Petersburg:

Salvador Dali Museum

Home to an extensive Dali collection, offering a deep dive into surrealism.

Morean Arts Center

Engage with the local art scene, from contemporary exhibits to glassblowing.

Fort De Soto Park

A natural paradise for beach activities, kayaking, and exploring historic sites.

Sunset Cruises

Experience stunning city and Gulf of Mexico views on a variety of cruises.

Florida Holocaust Museum

A poignant center offering insights into the Holocaust through exhibits and artifacts.

Tampa Bay Rays at Tropicana Field

Catch the thrill of major league baseball in this advanced stadium.
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