Let Us Turn Your Dream Home Into A Reality
Simplify Your Home Loan Process with Ebenezer Mortgage Solutions – Your Trusted Mortgage Broker in Town 'N' Country, FL.
At Ebenezer Mortgage Solutions, we work with a wide range of lenders to secure competitive mortgage rates. Our connections with financial institutions allow us to find the best loan options that match your financial goals, ensuring you get a great deal on your mortgage.
We manage all the details, including the back-and-forth communication with lenders and gathering the necessary documentation, so your loan closes quickly. Mortgage brokers like Ebenezer work to ensure fast turnaround times for our customers, minimizing delays and keeping the loan process on track.
Whether you're seeking a conventional loan, FHA loan, VA loan, or USDA loan, our team helps tailor the best loan options to your specific needs. We guide you through the process from pre-approval to underwriting, ensuring the loan officer finds the right product for you.
Ebenezer Mortgage Solutions offers expert mortgage broker services in Town 'N' Country, FL, to help you find the best home loan for your needs. Our experienced team works with the top lenders to provide competitive mortgage rates for all types of loans, including Conventional, FHA, VA, and USDA. Whether you are a first-time home buyer or considering refinancing, we are here to guide you through the process, from pre-approval to closing.
Ebenezer Mortgage Solutions works with qualified lenders to provide you with the leading home loan packages, including Conventional, FHA, VA, and USDA loans. Whether buying your first home or upgrading, we’ll help you find a loan tailored to your financial situation, guiding you through the process from pre-approval to closing.
Ebenezer Mortgage Solutions can help you refinance your existing mortgage to secure better interest rates or access cash from your home’s equity. Our refinancing options include switching from an adjustable-rate to a fixed-rate mortgage, lowering monthly payments, or eliminating private mortgage insurance (PMI) as your home equity increases.
Getting pre-approved is a crucial step in securing a home. Ebenezer Mortgage Solutions offers fast pre-approval services to strengthen your offer and provide an edge in the competitive real estate market. Our team will review your credit history, income, and employment to provide you with a fast pre-approval, ensuring that your home loan process is smooth and efficient.
Conventional loans are ideal for borrowers with strong credit and a solid financial background. These loans are not directly backed by the government but are supported by Fannie Mae and Freddie Mac, two government-sponsored entities that help make home loans more affordable by purchasing and guaranteeing mortgages in the secondary market.
Best for those with strong credit looking for flexibility and higher loan limits.
Designed for active-duty military members, veterans, and eligible surviving spouses, VA loans make homeownership affordable and accessible.
Ideal for veterans and military personnel seeking no down payment and low-cost home financing.
FHA loans, insured by the Federal Housing Administration, are designed to help more people become homeowners, especially those with lower credit scores or smaller down payments.
Ideal for first-time homebuyers with lower credit scores or smaller down payments.
USDA loans, backed by the U.S. Department of Agriculture, are designed to help people buy homes in eligible rural and suburban areas. These loans offer unique benefits for borrowers looking to purchase a home outside major metropolitan areas.
Perfect for those seeking affordable homeownership in rural areas with zero down payment options.
Use our mortgage calculator to estimate your monthly payments by inputting the loan amount, interest rate, and down payment. It also factors in PMI, taxes, and insurance to give a clearer picture of your total monthly costs.
As a first-time homebuyer, you may qualify for special programs like FHA loans or down payment assistance. We guide you through the best options, ensuring you take advantage of programs designed to make buying your first home easier.
We simplify the mortgage process with a clear, step-by-step approach. From pre-approval to closing, we handle the paperwork and guide you through each stage.
Looking for the best mortgage deal in Florida? Ebenezer Mortgage Solutions is here to guide you every step of the way, whether you're buying a new home, refinancing, or seeking pre-approval. Get personalized service from experienced mortgage professionals and let us handle all the paperwork to ensure a seamless mortgage process.
A mortgage broker acts as an intermediary between the customer and multiple financial institutions, such as banks and credit unions, to find the best loan options. A loan officer typically works for a specific bank or credit union and offers loan products only from that institution.
Your credit history plays a significant role in determining your interest rate and whether you're approved for a mortgage. A strong credit score can help you secure a lower interest rate and better loan terms, while a poor credit history may limit your options or result in higher rates.
A down payment is the upfront payment made toward the purchase of a property. It’s typically a percentage of the total cost of the real estate. The required down payment can vary depending on the loan type and lender, but it generally ranges from 3% to 20% of the property value.
Underwriting is when the mortgage broker, loan officer, or financial institution reviews your credit score, employment, income, credit history, and other factors to assess your ability to repay the loan. The underwriter will ensure you meet all regulation and policy requirements before approving the loan.
Refinancing your mortgage can help you secure a lower interest rate, reduce your monthly payments, or change the terms of your loan. It’s also an opportunity to consolidate debt, access equity, or switch from an adjustable-rate mortgage to a fixed-rate loan.
A mortgage broker earns a fee for their services, usually paid by the lender or the borrower. The fee is typically a small percentage of the total loan amount and may be included in the closing costs. Brokers are required to disclose all fees to the customer to ensure transparency.
The Truth in Lending Act (TILA) is a federal law that requires lenders and brokers to provide clear, detailed information about the terms and costs of a loan. This includes disclosing the interest rate, annual percentage rate (APR), fees, and other important details, ensuring that consumers can make informed decisions when obtaining a loan.
Yes, a second mortgage allows you to borrow against the equity in your home. It's typically used for major expenses, like home improvements or paying off high-interest debt. The terms and availability of a second mortgage depend on your credit history, income, and the value of your property.