Your Most Trusted Partner in Home Purchase Loans & Refinance Loans

NMLS # 1912387

Open Hours: Mon. - Fri., 9:00 a.m. - 6:00 p.m.
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Mortgage Broker Clearwater, FL: Ebenezer Mortgage Solutions

Are you ready to turn your homeownership dream into a reality with a trusted mortgage broker in Clearwater, FL? Look no further than Ebenezer Mortgage Solutions. With our expert guidance and diverse range of loan options, we're here to help you navigate the mortgage process seamlessly, unlocking the door to your ideal home.

Make Your Homeownership Dreams a Reality

At Ebenezer Mortgage Solutions, we understand that buying a home is one of the most significant investments you'll make in your lifetime. That's why we're committed to providing personalized assistance every step of the way. Whether you're a first-time homebuyer or looking to upgrade to your forever home, our team is dedicated to helping you achieve your homeownership goals.

Start Your Journey to Homeownership

Take the first step towards owning your dream home by reaching out to us today. Our team of mortgage brokers is ready to answer your questions, provide expert advice, and guide you through the entire process. Don't wait any longer to start building equity and creating a place to call your own.

Loan Programs in Clearwater

Looking to secure financing for your dream home in Clearwater? Explore our diverse range of loan programs tailored to meet your specific needs and preferences.

FHA Loans

Federal Housing Administration (FHA) loans are an excellent option for individuals with limited funds for a down payment or those with less-than-perfect credit. These loans are backed by the government, offering competitive interest rates and flexible qualification requirements. With an FHA loan, you can achieve your dream of homeownership with as little as 3.5% down.

VA Loans

For veterans, active-duty service members, or eligible surviving spouses, VA loans offer the chance to buy a home without any down payment or private mortgage insurance (PMI) requirements. These loans are guaranteed by the Department of Veterans Affairs, offering favorable terms and low-interest rates. Take advantage of this exclusive benefit and experience the pride of homeownership with a VA loan.

USDA Loans

USDA loans, also known as Rural Development loans, are designed to assist individuals purchasing homes in rural and suburban areas. With zero down payment and competitive interest rates, USDA loans make homeownership more accessible for families with moderate to low incomes. Discover the benefits of USDA loans and find your perfect home in the beautiful communities of Clearwater.

Conventional Loans

Conventional loans are ideal for borrowers with strong credit scores and stable financial backgrounds. These loans typically require a down payment of at least 3% and offer various term lengths to suit your budget and preferences. Whether you're buying your first home or investing in a new property, our conventional loan options provide flexibility and reliability.

Jumbo Loans

For luxury homes or properties exceeding conventional loan limits, a jumbo mortgage offers financing solutions tailored to your unique requirements. With competitive rates and customizable terms, jumbo loans provide the flexibility needed to purchase high-value properties in Clearwater's prestigious neighborhoods.

Non-Conforming Loans

Non-conforming loans, also known as portfolio loans, cater to individuals with unique financial circumstances or property types that don't meet conventional loan standards. Whether you're self-employed, investing in multi-unit properties, or seeking alternative financing solutions, our non-conforming loan options in Clearwater offer flexibility and personalized assistance to address your distinct needs.

Why Ebenezer Mortgage Solutions is Your Clearwater Choice

When it comes to securing a mortgage in Clearwater, choosing the right mortgage broker can make all the difference in achieving your homeownership goals. At Ebenezer Mortgage Solutions, we pride ourselves on being the premier choice for residents seeking personalized service, expertise, and unparalleled support throughout the mortgage process. Here's why we stand out as your Clearwater choice:

Local Expertise

With a deep understanding of the Clearwater real estate market, our team brings invaluable local expertise to the table. We're well-versed in the unique challenges and opportunities of the area, allowing us to tailor our services to meet the specific needs of Clearwater homebuyers.

Personalized Service

At Ebenezer Mortgage Solutions, we believe in the power of personalized service. From your initial consultation to the closing table, our dedicated team will work closely with you every step of the way, providing individualized guidance and support to ensure a smooth and successful mortgage experience.

Extensive Loan Options

When you work with a loan officer for a bank or credit union, oftentimes you only get to choose loan programs from a single institution. However, a mortgage broker offers a wide range of loan options to suit diverse financial circumstances and preferences. Whether you're interested in FHA loans, VA loans, conventional loans, or specialized financing solutions, we have the expertise and resources to help you find the perfect loan for your needs.

Offering Competitive Mortgage Rates

Mortgage brokers work with multiple lenders allowing us access to leading mortgage rates and products. With our wide network of mortgage lenders, we can then help you find the most favorable terms possible, saving you money over the life of your loan.

Transparent Communication

We understand that the mortgage process can be overwhelming, which is why we prioritize transparent communication with our clients. You can trust us to keep you informed and educated throughout the homebuying process, providing clear explanations and timely updates to ensure peace of mind every step of the way.

Multilingual Services Offered

Communication is key, which is why we offer multilingual services to better serve our diverse clientele. Whether you prefer English or Spanish, our team is here to assist you every step of the way.

Engage with Ebenezer Mortgage Solutions

Are you ready to take the first step toward achieving your homeownership dreams? Contacting Ebenezer Mortgage Solutions is simple and convenient. Here's how you can engage with us:

  • Phone: Call us at (813) 284 - 4027.
  • Email: Reach out to
  • Online Form: Fill out our form.
  • Visit Us: Stop by our office at 4021 W Waters Ave Suite A Tampa, FL 33614.
  • Social Media: Connect with us on Facebook, Twitter, Instagram, or LinkedIn.

Client Success Stories in Clearwater

As mortgage brokers, we take great pride in helping our clients achieve their dreams of homeownership. Here are a few success stories that highlight our commitment to excellence and personalized service
“They are professionals who explained the process and got back to me in a timely manner. Highly recommended!”

Michael Smith

“They work like ants with giant results. They are always looking out for everything to come out quickly and smoothly. They are very attentive and always willing to clear up any doubts, making this process feel less for us the clients. We thank everyone, especially Grisey for all the encouragement and help he has given us. Thank you very much.”

Ponce-Garcia Family

Best Neighborhoods in Clearwater FL

Clearwater, FL, is home to diverse neighborhoods, each offering unique charm and amenities. Highlights include:

Downtown Clearwater

A vibrant mix of residential, commercial, and cultural spots. Enjoy proximity to waterfront parks and entertainment.

Harbor Oaks

Known for its historic homes and stunning harbor views, it's an upscale neighborhood close to downtown.

Sand Key

Offers a serene, upscale living with luxurious properties and pristine beaches near Sand Key Park.

Island Estates

A luxury waterfront community with boating amenities and convenient access to Clearwater Beach.


A suburban area known for its excellent schools and spacious homes, close to shopping centers.

Feather Sound

An upscale golf community with easy access to Tampa and St. Petersburg.

Morningside Meadows

Features affordable homes in a peaceful setting, with community parks and amenities.


A tranquil waterfront neighborhood with stunning views and luxury homes, minutes from downtown.

Things to Do in Clearwater FL

Clearwater is a vibrant city with something for everyone, from beautiful beaches to cultural attractions:

Clearwater Beach

Famous for its white sand and clear waters. Enjoy water sports and the nightly Pier 60 sunset celebrations.

Clearwater Marine Aquarium

Home to Winter the Dolphin, it's a center for marine life rescue and education.

Sand Key Park

A peaceful park offering sandy beaches, picnic areas, and nature trails.

Downtown Clearwater

Offers diverse shopping, dining, and cultural venues like the Capitol Theatre.

Clearwater Beach Marina

Launch point for fishing, dolphin-watching cruises, and sailing.

Ruth Eckerd Hall

Hosts a wide range of live performances, from concerts to Broadway shows.
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