va LOAN QUALIFICATION REQUIREMENTS
Even though the benefits of a VA mortgage are great, the qualification requirements are stricter than other programs. If you want to qualify for a VA loan, you or your spouse must have:
Served 6+ years in the National Guard or the Reserves
Served 181 days during peacetime
Served 90 days during wartime
A credit score of 580 or higher
Eligibility also extends to spouses of service members who died during active duty, are listed as POW/MIA for at least 90 days, or who died or as the result of a military-related disability.
If you don't have these requirements on your resume, there is still a chance for you to qualify. It's always worth a conversation with one of our mortgage loan brokers for a look at your specific situation as you consider buying a home.
Request your pre-Approval