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Signs That You’re Ready To Buy A House

Signs That Youre Ready To Buy A House min
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1. You’re Free Of Debt

If you’re not paying for any major debts anymore... you’ll have an extra cash flow which you can use to pay other home-buying expenses such as closing costs and property tax.

2. You Are Healthy Financially

You can’t buy a house if you don’t have the money. You need to have a steady job or source of income to be able to pay off your mortgage.

Other than enough funds for the down payment and other home-buying expenses, you should also have enough funds for doing fun things. Otherwise, you might start resenting buying a new house.

3. You Have a Good Credit Score

Mortgage lenders will always look at your credit score as assurance that you are capable of paying off the loan. Having a good or higher credit score will give you access to better interest rates.

4. You Can Get A Favorable Loan

Mortgage options vary in loan terms and types. Make sure that you know the different loan options available to you. At Ebenezer Mortgage Solutions, we can help you find the best loan programs in Florida.

5. You’re Ready For Long-term Commitment

Most mortgage programs would require you to stay in the house you bought for the whole loan term. This means that you and your family will be staying in the same place for a long time.

Before buying a house, make sure that it is convenient for school, work, or anything else you might need.

Need help with your homebuying process?

Let our mortgage brokers do the hard work for you. Contact Us Today at (813) 284 4027

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