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5 Mistakes You're Making As A First-time Homebuyer

5 Mistakes Youre Making As A First time Homebuyer
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1. Checking Houses First 


Checking out homes for sale and finding out that you can't afford them can be frustrating. Estimate what you can afford based on your current income and not what you don't have yet.


Be flexible in your options and stay focused on what's important for you to settle in.


2. Incorrect Documentation


Make sure that all the documentation you need is prepared and updated. This includes identification cards, credit reports, financial statements, and tax returns.


If you're not sure what you might need to prepare, you can always contact us at Ebenezer Mortgage Solutions.


3. Not Getting Preapproved


Keep in mind that you are not the only one interested in the same house. Both sellers and lenders opt for buyers who can prove that they can pay up and pay back what they owe.


Getting preapproved not only shows that you are capable of paying for the house but also shows that you are a serious buyer.


4. Skipping the Inspection


When you’re viewing a home, you tend to see only the features you like. You might not notice that there are things missing or need fixing.


A professional inspector can see which part of your home needs repairs… this can help you save more in the long run.


5. Not Budgeting for Extra Costs


Buying a house comes with extra costs that you need to include in your budget. These extra costs might include closing cost, homeowner's insurance, mortgage insurance, or appraisal fee.


Are you a first-time homebuyer? Confused with the process of buying a home?


The mortgage brokers at Ebenezer Mortgage Solutions are ready to help you.


Contact us today!


Phone: (813) 284 4027

Get Pre-Approved
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